Stay on Top of Things

“Staying on top of the things in your life from finances to exercise to managing your home are all ways to have peace of mind. There are a lot of things in life we have no control over so I encourage you all reading this article to put those things you can control on your to-do list each day and each week.”

It can be hard for a lot of us these days given what’s going on in the world. It is easy to be stressed out, anxious, and generally worried about the future. I would say that on the whole people don’t do well with uncertainty and not knowing what the future holds. It can be quite daunting not know what will happen a month from now, six months from now, or even a year from now. When I think of myself who prefers certainty and planning things out on a week-by-week basis, it can be frustrating to have to change or amend plans due to lack of feasibility or to remember that the world has changed, and you have to adapt to it.

Instead of fighting an uphill battle against the various changes going on in our society right now not alone to due to the pandemic but other economic and social factors, you have to learn to swim with the tide and to adapt as best as you can. Part of doing that is also knowing what it is strictly under your control each day and exercising that kind of control as best as you can. Given a lot of things in our lives now are out of our own control, the best way to combat that fact is to stay on top of the things we can control and to do them to the best of our abilities.

As I’ve mentioned in a previous article about the common-sense kind of wisdom of U.S. Navy Admiral William McRaven, who said that the best way to start your day is “to make your bed” and it relates to having a sense of control in a world where we often lack control. It is also a larger part of staying on top of things or tasks in your life that will always need your attention and won’t get done without your effort. Making your bed is a good habit to build each day and will make you feel better right away for taking action over a thing that you have direct control over.

Other things involve getting enough sleep each night (7-8 hours preferably) and managing that aspect of your life well so you can perform better in your work or schooling. Staying on top of things also involves our diet and our exercise routine. These things are more open ended but establishing what is a good diet for you, buying the food items each week that contribute to your diet, and then cooking the meals to reflect that diet are important things to stay on top of in your life. The general guidance for exercise is 3-4x a week and I’ll leave it up to you to decide how you exercise whether its weightlifting, yoga, running, sports, or even martial arts. The important thing to do is to keep track of how much exercise you’re getting each week, how consistent you are being with it, and whether you are seeing any improvement(s) in your life based on your exercise regime.

I also want to prioritize the importance of control over one’s domain or where you are living. You will feel better when your place is clean, when things are organized, and when you are not living in a place that is messy and unkempt. Part of being a responsible adult is to independently take care of yourself with your grooming, your appearance, but also your abode. Don’t let another thing that you have control over fall by the wayside. Take the necessary time to clean and to tidy your place up from the bathroom to the kitchen to the living room. Your self-esteem will be raised from doing that and you’ll be better off for exercising control of your living space, which is an important place where now we are working from more often and also studying from in this time of the pandemic.

When it comes to staying on top of things, it means making sure too that you are managing your finances whether it’s saving more money, not spending beyond your means, and recording your budget on a weekly or monthly basis. Financial management is a key thing to stay on top of and it will help you to organize your life in another necessary way. It is also a way to be in control because it’s your money and only you know where it’s going each month and how much money you have available to you.

Our own relationships with friends and family members are another aspect of our lives that we often overlook our control of. We can choose to associate with people who value us, respect us, and care about us and I would say that it’s important to prioritize those people, whether family, friends, or general acquaintances who value not only our time but who we are as human beings. You can control who you give your time and effort to in relationships and it’s important to exercise that right to let those people into your life who treat you well, who like you for who you are, and don’t try to belittle or demean you.

Lastly, I do want to mention that beyond taking care of your bed, your sleep, your diet and exercise, your finances, and your relationships, you have to take care of yourself. Mental health is extremely important as well as physical health these days and it’s important that you make time in your life to check in with yourself, to go easy on yourself in terms of not beating up on yourself too much for past mistakes. If you need to meditate or treat yourself to a movie or a video game or a hike on your own, I believe you should do so. If you need to talk to someone about your mental health in a private manner, I encourage it as well. Talking to a licensed professional is something you always have control over so you should feel free to do so if you need to help your mental health. There is absolutely nothing wrong with doing that and it should not carry with it any kind of stigma or reservation.

Staying on top of the things in your life from finances to exercise to managing your home are all ways to have peace of mind. There are a lot of things in life we have no control over so I encourage you all reading this article to put those things you can control on your to-do list each day and each week. Please make it a priority to handle those pending things in your life that you alone are responsible for and don’t let these small things pile up.

You will feel better and happier for handling the small things well before you take on the big things. If you want to make a difference in the world, start by making a difference in your own life and see how that positive momentum will carry you forward. If you can handle your own business successfully, you will gain more confidence and be more self-reliant, which are positive traits when it comes to handling uncertainty, unease, or the inability to know what the future holds. Take things on one day at a time and do the things you can to the best of your ability as often as you can.

Book Recommendations – Volume X

The Summer reading session is well upon us and there is no better time to dive into another edition of my book recommendations. Whether you are at the beach, at the pool, or lounging on a rooftop deck, you can take some leisure time to read a great fictional or non-fictional offering to indulge your mind or open your imagination. The three books I cover are all non-fiction, which is the category that my favorite books often fall under. I do hope to dive into some fiction books sometime soon, but I’ll save that for other post.

The three books I recommend vary from personal finance to progressive politics to self-help psychology, but they all are educational and thought-provoking in their own way. These books aren’t mindless reads, so you’ll have to pay attention and even re-read certain chapters twice or more to really get the gist of what the author is getting at. However, each of these three books have staying power and they would make an excellent addition to anybody’s personal book collection since the different lessons that these books impart are timeliness in nature. Without further ado, let’s discuss which books I enjoyed in this latest volume of recommendations.

1.) “Everything Is F*cked: A Book About Hope” by Mark Manson

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Following up on the tremendous attention and success gained from his previous New York Times best-selling book, The Subtle Art of Not Giving a F*ck, which dealt with unconventional yet powerful self-help advice, Mark Manson is back with an excellent follow-up book in tackling how to apply similar lessons to humanity as a whole. Whether its today’s turbulent geopolitics, the growing climate crisis, or the negative effects of social media, everything can seem to be f*cked nowadays and hopelessness as a condition of these events seems to be gaining steam.

Manson uses the teachings of Nietzsche, Kant, and other prominent philosophers to denote why humanity is facing these systemic problems and how they came to be based on our collective psychology as a species. He argues that having hope in of itself is a paradox and that it’s best to deal with life’s uncertainties and foibles as they come. Wishing for a better, happier, wealthier, and safer future is unproductive if you do not take actions in the present to create that more hopeful reality. Manson breaks down complex topics such as politics, religion, and even the future of artificial intelligence into digestible concepts on how humanity has gotten to be where it is currently.

One of the aspects I like most about Mark’s writings is that he doesn’t sugarcoat anything, and he allows you to draw your own conclusions based on the evidence he presents and the stories he tells. My favorite parts of Everything is F*cked focus on why treating people as means to an end is a selfish endeavor and how our feeling brain has a lot more influence on our thinking brain than we have been told. Also, in accepting what is ‘The Uncomfortable Truth’, as Mark cites in one of the first chapters is part of recognizing our innate humanity and what drives us collectively. This truth, while uncomfortable to all, is the main reason why we strive to do what we do in life, for better or for worse, and how we tend to live our lives denying that truth when it is staring us right in the face.

Instead of looking to politics or religion to give us hope, which tends to have its own set of consequences, it should rather be our own individual actions of being kinder, gentler, and more respectful of others that carry the day. We should not wait around for other people to change for you or be better to you. This book, like Mark’s first, is well worth a second and third reading to grasp all the lessons he lays out for the reader. Posing deep existential questions and acknowledging hard truths rarely covered elsewhere in the self-help genre, Manson stands out as one of my generation’s best authors and a good example of how to live a better life, not just for ourselves but for others as well.

2.) “Utopia for Realists: How We Can Build the Ideal World” by Rutger Bregman

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I really liked this book by Mr. Bregman for several reasons. Whereas most books today examine problems and investigate how they came to be, Bregman describes the possible solutions there can be to these problems and how life in the 21st century should be different from the past. Given the rise of automation, how interconnected we have become globally, and increasing efficiencies in the workplace, Bregman dares to ask how we can make life better for vast majority of people in our societies based on these factors.

Rutger Bregman does an extensive amount of research for this book and draws upon years and decades of datasets and public policy to make his three main ideas not only relevant but persuasive to his overall argument. Bregman’s ideas are not new and have been discussed before but in ‘Utopia for Realists’, he really examines each of his proposals individually from a public policy perspective and how the time is ripe to make them become a reality. Today, it seems like we have lost to the drive to implement big changes to both our economy and our society. Bregman asks his readers to think of the plausibility of the 15-hour work week, a Universal Basic Income for all, and an ‘open borders’ policy that would benefits people’s lives in numerous ways as he lays out diligently in each chapter of the book.

While some may not agree with these proposals politically, Bregman backs up his arguments with facts and evidence, as a good social scientist would. One of the things I did not know before reading his book was how close President Richard Nixon and the U.S. Congress came to passing a universal basic income in legislative form back in the early 1970’s. Giving people the chance to have basic economic security, the ability to live across borders without bureaucratic roadblocks, and having more free time for family life or to better themselves through personal hobbies, interests, or side businesses are related to his three main proposals. These societal changes, he says, would lead to greater fulfillment and happiness and benefit our collective mental health.

While his ideas may be unrealistic today, the way in which the job market is shifting and has become more efficient in terms of productivity over the past few decades, how automation and advanced Robotics may affect millions of jobs being lost, and how the demographic crunch in the Western world may lead to more liberal immigration policies to spur economic growth, the main proposals that Bregman focuses on could become a reality sooner rather than later. It’s not a question of if these utopian ideas could ever happen, it’s more about when they will happen and how they can be implemented successfully around the world.

3.) “I Will Teach You to Be Rich” (2nd Edition) by Ramit Sethi

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I will be the first to say that I have shied away from reading books on personal finance given that the advice given and the person giving it may not be reliable or trustworthy. However, based on the recommendations of other authors I like and how sensible his recommendations are from watching his videos, Ramit Sethi has delivered and recently updated one of the best personal finance books out there. For someone who is just getting started in thinking about optimal strategies for long-term savings and investments, Mr. Sethi breaks it all down from negotiating lower interest rates on your credit cards to how to find the best investment vehicles to deliver you a secure retirement.

If you are new to personal finance, this book is really meant for you. You don’t have to be an expert in 401ks, Roth IRAs, or index funds to make full use of this book. Ramit is not only an author but also provides an additional website, which offers a free blog, multiple courses to improve your finances, and career opportunities. His common-sense finance solutions garner millions of views per month and very positive media coverage. Ramit’s book does not make his readership feel guilty if they have made financial mistakes in the past. Instead, he offers tips and advice as well as personal stories from people he’s helped to get them out of trouble whether its credit card debt, student loan debt, etc. He wants his readers to figure out what exactly a ‘rich’ life is for them and what steps they can take to make it happen.

You are left reading this book feeling uplifted and ready to use his advice to improve your financial situation. You are also left wondering why Ramit’s book isn’t mandatory reading for high school students, given that we tend to neglect this kind of basic financial education for young people in the United States. Whether you are 18 or 28, it’s never too early to start thinking about your long-term finances. With Ramit’s well-written, digestible, and even humorous personal finance book, you are in good hands. He gives you actionable advice on how to greatly improve your finance in weeks instead of years and discusses in detail how many hours it will take you in setting up your savings, investments, and credit card debt payment options with as little of a hassle as possible. While Ramit can give you all the advice in the world, he leaves it up to you, the reader, to take actions yourself to improve your financial situation. Now that you have the knowledge based off his book, you’ll be ready to create a financially secure future for yourself and perhaps your family too.