Camera: iPhone 8
Location: Whitehaven Trails and Chesapeake and Ohio Canal; Washington, District of Columbia, United States
Camera: iPhone 8
Location: Whitehaven Trails and Chesapeake and Ohio Canal; Washington, District of Columbia, United States
“One consequence of the pandemic that has accelerated in terms of being an option for our lives is how the easiness and convenience of going a day or more without seeing or speaking to another human being.”
One consequence of the pandemic that has accelerated in terms of being an option for our lives is how the easiness and convenience of going a day or more without seeing or speaking to another human being. Obviously, if you’re counting virtual meetings on Zoom or Microsoft Teams, you’re interacting with plenty of people on a daily basis but to me, it’s not the same and shouldn’t be considered a real replacement for face-to-face interactions. Whereas ten or twenty years ago, you would need to leave the house or apartment to get pretty much anything done, you now have the chance to do everything from the comfort of your own domicile, for better or for worse.
If you’re an introvert, you may be welcoming this kind of societal shift, but I do worry how we are sacrificing convenience for social awareness and better interpersonal relations. Even if you consider yourself pretty comfortable on your own, I don’t think it’s necessarily healthy to be cooped up all the time even in a pandemic. Of course, we have to be socially distant, stay home according to what guidelines may be in place, and keep washing our hands but that shouldn’t prevent us from saying ‘hello’ to a stranger or asking a cashier that’s not a robot or automated computer the common courtesy of ‘how you are doing?’
Right now, it’s acceptable to minimize human to human contact especially if you’re elderly, vulnerable, or with a preexisting condition but the rest of us should still make time to interact with someone outside of our ‘COVID bubble’ even if it’s in a limited way. I do believe that companies have made it way too easy for us to subsidize our usual running of errands by keeping us at home. While it does help people, who can’t leave due to concerns for their health, I think it does a disservice in making things a little too convenient and then perhaps keeping our reliance on applications, e-commerce, and delivery services to meet our every need.
Running errands to go to the grocery store or to pick up stamps or to pick up medical prescriptions may end up going the way of the Dodo bird and while some of us may be holdouts even after the pandemic, this is a huge societal shift that will affect our way to socialize and build shared communities with other people. The 2020s may have us needing to go out of our way and building our willpower up in terms of seeking out social connections rather than them happening organically. In order to meet new people, it may not happen as much if your university is online or you are a remote worker, you’re going to have to put it upon yourself to find a way to meet people again which will take some creativity.
The good news is that clubs, organizations, sports teams, and language groups aren’t going to die out even if some of them remain online in some capacity. You will have to seek out those groups that are similar to your hobbies and interests especially if you’re in a new city or a new country, but they are going to be out there, but you have to take the initiative to find those groups, attend those meetings, get involved, and also give back to that group when you can. Volunteering your time and effort in person will also be a boost to communities affected by the COVID-19 pandemic and even after it is finally over, if you find yourself isolated and needing to be social more, volunteering with others is a great way to do it and will be sorely needed due to economic and health needs that people will need help with.
What you need to avoid is getting too comfortable with the increasing automation of our society, which will make it harder to deal with anyone face to face, for better or worse. Even if you do leave the house, it’s becoming likelier that you’ll deal with an automated register at a convenience store or supermarket, an ATM at a bank, and with a touchscreen to order food. With just a smartphone alone, you can order groceries delivered to your door, get dry cleaning picked up for you, have prescriptions delivered, food for lunch and dinner, and also most consumer items with a conglomerate like Amazon or Alibaba. The eCommerce industry is set to grow exponentially in this young decade to suit consumer needs and with the rise of Internet of Things, your home will become more adjustable to your comforts too making it harder to leave your place.
Whether it is UberEats, HelloFresh, Amazon’s prescription service (coming soon), online banking, or Zoom for teleconferencing, the pandemic has accelerated wide shifts in society and one that becomes more evident each day is how much easier it is getting to stay at home 24 / 7. Again, after the pandemic, this may let up a bit as people socialize again but the automation of jobs will continue, remote working will become the norm, and online education will become cheaper and of better quality to suit those who want to be virtual for at least part of their higher learning.
I don’t encourage people to become hermits, recluses, or to avoid human contact with anyone who is not a family member or a friend even if it’s during a pandemic with safety precautions in mind. However, the societal shift to convenience at any cost and becoming an island to oneself does have a cost. While you may love your dog Fido or your cat Fifi, they are not substituting for other people. With increased convenience comes a cost like anything else and in this case, it’s our ability to socialize and be around others.
In a post-COVID world where automation, eCommerce, and the Internet of Things will make it harder to leave your home, you are going to need to be more proactive in seeking out activities, events, and groups where you can be free to meet new people and have new friends. We will all be socially awkward after the pandemic but at least we’ll be social again and I promise it will be worth the effort.
While you’re not going to be friends with most of the people we meet, it is important to be open to the possibility and to put yourself out there again. Staying at home with your delivered food, groceries, and prescriptions may be really appealing and easy to get used to but I promise after a while, you’ll miss the feeling of going to a physical store or a pharmacy and just being in a public place again and away from your screen(s). That’s a unique feeling that I hope never truly goes away because our daily interactions, somewhat mundane but potentially unique too, can help make our life that much fuller and richer.
“When you are first starting out in reading the English language, it’s important to incorporate reading materials into your weekly habits.”
When you are first starting out in reading the English language, it’s important to incorporate reading materials into your weekly habits. It is a necessary complement to your learning and will help flex that muscle needed to retain both the grammar and the vocabulary that can drive your overall proficiency forward. It is not so much which reading material you choose but the fact that it should be appropriate for your reading level as a whole.
For example, it would not make sense to try something very difficult because you think you will advance that much quicker. Often times, if you go beyond your reading level in English, it will often cause an unnecessary step back and you will waste precious time in trying to understand a level of vocabulary and grammar that you are not yet ready for. It is often better to be err on the side of caution in terms of selecting multiple reading materials that you find yourself comfortable with and will challenge you yet you know for sure what the material is about and you can interpret the meaning and explain it to a teacher or a colleague.
If you are a beginner in the English language, I would start off your reading adventure with short poems and short stories, not more than a couple hundred words. Even if you are an adult as well, children’s books are a great way to get more familiar with the language level that you are currently at with basic vocabulary, phrases, and grammar principles. You may also want to read fliers and short email examples as well to become aware of the structure of those forms of writing.
I would also recommend short letters written about different subjects such as sports, weather, the daily habits someone has, and about going shopping or out to eat. It is key to read these short pieces of writing twice or three times to really understand the full meaning of what is being written. You may also want to read the story, the poem, or the letter out loud to work on your own pronunciation too to feel more comfortable absorbing the vocabulary that you are learning. A beginner should not be reading anything more than a few pages in length and at a very low vocabulary level. Preferably, a children’s book, a short email, or a quick poem are best for beginners in this sense.
For the intermediate learner, it is important to challenge yourself more and depending upon one’s age level, there are different options to consider. I encourage students who are younger to choose comic books, short stories, and even short mystery novels as well. Older students may enjoy reading magazines about sports, news, and even fashion depending upon their interests. I also encourage becoming more familiar with reading current events and news articles and being able to explain them to the teacher or to a friend.
Adding on to the difficulty means reading longer reading passages as well as longer letters or poems as well at any age group. You want to make sure that the reading level is higher so instead of at a 1st or a 3rd grade level, you should try to read materials that are at a 5th or an 6th grade level and perhaps up to an 8th grade level. Perhaps most importantly, at the Intermediate level, you should be able to hold a conversation about the topic you just read and to explain the main ideas and supporting ideas of the piece you read. Lastly, with your vocabulary, I would encourage being able to explain too your point of view for an article, what you thought about it.
The advanced learner should be at the point where they can read full books, magazines, and longer-form pieces of writing of at least a few thousand words or more. They should be able to understand and interpret vocabulary at the high school level. Depending upon which English-speaking culture they would like to learn more about, they should do their best to become familiar with writers of different backgrounds and be able to read successfully in a few genres, both fiction and non-fiction.
Reading and interpreting different kinds of texts that deal with different subjects and modern-day issues is also a key part of advancing in the English language. You should be a flexible enough reader at this point to be able to handle different types of reading that is longer than the other levels. From a 500-word poem to a 2500-word article to a 100-page book, being able to handle these types of reading at a high level will set you apart from the beginner or intermediate levels that you used to be at.
Another key to this advanced reading level is one’s ability to speak and write about what you just read with accuracy and by utilizing some advanced vocabulary and phrases learned from these reading exercises. If the professor or teacher were to assign you a persuasive, narrative, or argumentative essay for you to write about your reading assignment, you should feel comfortable by this point in doing so across a number of genres.
‘Building blocks’ take time to assemble and the same goes for building up your reading prowess. Again, it is necessary to start slow with short forms of writing from poetry to a short story to a quick email and then work your way up to a long article or a magazine and then on to the full novel or book that may take a month or two to finish. Getting better at reading in English is a key skill to have and is necessary to boost your proficiency and to do so in a comprehensive manner. It is not only true that your reading skills will get better the more consistent and driven you are with each page but your speaking skills should also improve and your writing abilities will be complemented if you can analyze, interpret, and describe what you have just written in your own words.
Patience is a virtue and reading are the biggest part of that quality when it comes to developing your English language skills. You may show quicker gains with speaking or writing but the long-term success of your English proficiency will be determined about how well you read, how you understand the reading, and what you can tell others about what you have read.
Camera: iPhone 8
Location: Cornell University; Ithaca, New York
Camera: Samsung Galaxy J2 Core
Location: Copacabana Beach and Christ The Redeemer Statue; Rio de Janeiro, Brazil
Writing a formal letter has gone out of style with the rise of e-mails and text messages. However, it is not gone yet and if you would like to stand out as a great English writer, I really recommend you learn more about the art of writing formal letters. Writing a letter, in general, is great practice especially when it comes to developing your vocabulary and sentence structure. Being able to write down your thoughts, be truthful with your words, and hold the person’s attention singularly is not easy to do nowadays but it is not a lost art.
Simply put, it is an extremely thoughtful gesture that won’t go unnoticed by the person or people whom you write letters to. It is also a nice way for you to be able to receive letters and to work on your reading comprehension skills too as an English learner. It is also overlooked how writing a letter by hand especially will increase your penmanship and make your writing more legible. Perhaps most importantly, you are using formal language in writing letters and there are various ways you can use this kind of language from the beginning of the letter to its final conclusion.
Let’s start with writing formal letters in a general way. Depending upon the gender of the person you are writing to, it will change. In terms of greetings, your options will look like the following:
Then, after the greeting and citing who you are writing to, you must state your purpose or you reason for writing your letter to them, also in a formal manner.
When you come to ending a generally addressed letter, you can choose to end it formally in a number of ways and it would be fine to do so in any of these cases. Here are some of the most common examples:
Beyond just writing letters for general purposes, we can sometimes write letters that involve complaints whether it is to an airline for their baggage policy, to a restaurant for unusually poor service, or to a company to request money back for a product that didn’t work, sometimes, a written letter with the right language can do the trick to help you get your money back and also help maintain your patience with that same company.
If you would like to formally introduce a complaint that is singular in nature, there are a number of ways to do so and politely since you don’t want to hurt anyone’s feelings unnecessarily.
If the letter you are writing happens to have more than one complaint, do not worry because there are ways in English for you to make it known to the reader that there is more than one thing that you disproved of or would like to see fixed in the future.
The heart of this kind of complaint letter involves demanding some kind of action on the part of the reader and you can make this also known in a polite way. If you would like to see change happen, you have to be kind about it even if you are steaming mad on the inside. A sign of a mature person is when they can make their complaints known in a polite way without using insults or derogatory language to demean the person reading the letter.
After you have made your complaint(s) known, you can wrap up the letter by demanding action and then ending it with the form of resolution you hope comes about after they read it.
Beyond just your complaints, formal letters are also great ways to make suggestions to people you know on how they could improve or become better in some way, shape, or form. You can describe possibilities, options, and opportunities that they did not know existed.
When it comes to making these suggestions, the beginning of your sentences should look formally like these options:
Giving suggestions in a letter also means not forcing anybody to act or do anything they would not want to do so part of your language used should offer a choice that they must decide upon themselves. Here is how that might look in your letter’s formal language:
Requesting information is another big reason why people choose to write in-depth letters so they can be made aware of a person, place, or situation that they do not know much about but would like to find out more. In terms of the English language, there are numerous ways to express your reason for writing a formal letter in this case:
Further on in the letter, you will ask for the details or pieces of information and there are likely to be more than one of them. In these cases, you have to phrase your sentences to the point but in a polite manner so as to get that information over to you without causing any hard feelings or distrust.
In this particular kind of letter, you really do have to thank the person for their work in helping you get the information you requested. It probably takes a lot of work on their part so it would be nice of you to show thanks in terms of your language used towards the end of this particular letter.
Often times, you will be writing these letters to give out information that will be necessary for business, work, or for school. There are a few ways to address the reasons you are writing to give out this information such as:
Next, you will want to lay out your main point and supporting points regarding the information you are giving out that would help the reader out and inform them of what they need to know.
When you end a formal kind of informative letter, you should conclude with asking if they need anything else or if there are any other questions that they may have regarding the information given.
Lastly, you will want to write a formal letter from time to time regarding requesting or asking for permission to do something, go somewhere, or start a new project. To start off your reason for writing a permission kind of letter, it should look something like this:
Your permission or request letter might come with more than one enclosed in the letter so make sure you let the reader know that there is only one request or more than one request and what are these requests specifically.
Make sure you thank the reader for their permission or for granting your request(s) ahead of time and upon reading the letter. Hopefully, they will grant you permission after you give them formal reasons and good explanations as to why your requests are necessary. Here are the examples:
Writing formal letters is clearly an underrated skill as it has gone out of practice, but people will really appreciate it if you are able to do it for them especially for a family member or a friend. You can practice your penmanship, handwriting, and your overall writing knowledge. It is clear that with enough practice, your vocabulary and your grammar will also improve, and it will benefit you in the long run.
Whether it is a letter to a work colleague about a project, a letter to your girlfriend or your boyfriend about a wedding plan, or a letter to a friend about your next semester classes, these are all formal letter examples that you can use these sentence examples to get started.
Once you have formal letters down, you can move on to more informal topics, which are much easier and much faster to master. However, becoming an expert in writing formal letters about formal topics will put you ahead in your English language learning and give you great writing practice that will stay with you as a student into the future. It will also make you a more compassionate and understanding person to communicate by letter instead of by a short e-mail, or an even shorter text message.
Camera: Samsung Galaxy J2 Core
Location: Parque Ibirapuera; São Paulo, Brazil
We are all imbued with the important personal trait of having patience. I believe that each of us is imbued with a certain amount of it though and there’s a certain limit or tolerance level that we have within us innately. It can be difficult to augment or increase the amount of patience you have without serious mental training and willpower. Everybody has some amount of patience, but that level will stay the same unless you can train yourself to learn to have more of it and to put yourself into situations where it is tested.
In my opinion, patience is the most important trait that a mature adult can have and can change your life for the better or for the worse depending upon how much it is exercised. The level of patience you have or what you teach yourself to tolerate will depend upon your overall maturity, resilience, and willpower. The less patience you have, the more stressful your life will be ironically. The more patience you have, the less stressful your life will be too. Managing your stress levels comes as a result of how much you are able to flex your ‘patience’ muscle.
Patience such as willpower takes time to develop but the more of it, you’re able to accrue, the more payback you’re likely to see later. For example, if you’re at a bureaucratic office of some sort and you are given a number to wait your turn and you’re not sure how long it will take for your number to be called, there’s no logical reason to complain about it. The more you get peeved about it, the more it will backfire for you. Why not make the most of your time and read a book, catch up on e-mails, listen to music, or even make a few calls to pass the hour(s)?
Not only in bureaucratic functions will patience serve you but in every aspect of your life really. When you’re learning a new language, you need to have patience regarding your ability to obtain and retain what you have learned in order to improve. When you’re starting a relationship with someone, you have to be patient with their faults and with their quirks because they are going to have to do the same with you as you get to know each other more and more.
When you’re getting used to your responsibilities and roles in a new job, it will take both patience and time to get the swing of things and you have to accept that you’ll likely make mistakes at first. When you are starting a business for the first time and you have to learn a lot of new skills as well as take on duties that you have never had before to grow the business. In any of these hypothetical but possible situations to occur in your lifetime, you have to be patient in any of these personal or professional endeavors regardless of what they are.
When things are not going your way, you just got to keep your composure, keep pushing through, and stay optimistic that things will eventually work out. Like quitting too early, giving up on exercising your patience will backfire on you more often than not. Nobody really likes someone who loses their patience a lot. There’s a time and a place for confrontation but that is a very rare occurrence especially in an extreme circumstance where you really cannot wait or deal with any further delays. If you don’t have anywhere to be, if there’s a solution to be had, if it’s not a big deal in the grand scheme of things, it’s better to be patient than blowing your gasket and letting go of your emotions.
You will earn respect from other people if you are able to be level-headed, to not let your emotions overtake your decision-making ability, and to keep calm under outside pressure(s). It is a great way to set yourself apart when you are able to exercise patience in 95% of situations and in the other 5% or able to de-escalate the situation calmly without losing control in some way. It is also a fallacy to suggest that you can’t exercise patience and stand up for yourself at the same time.
You do not have to be confrontational, but you do have to advocate for your interests and for your livelihood. This all can be done without losing one’s patience and it will be a sign of how emotionally mature you are when you are able to express your emotions in a healthy manner. Being able to exercise patience on a consistent basis will also make you happier, healthier, and more appreciative of others, flaws and all, when you can maintain a real sense of calm and composure.
Exercising patience is a real skill and positive trait to have that will pay off for you and then some throughout your life. However, like any muscle, it has to be exercised constantly and because life will test you, often at the most random times, this particular muscle will be tested often and you have to decide how much you can adapt and beat these tests that life will throw at you. Speaking as someone writing this article who sometimes struggles with exercising my own patience, it is a lot of work, but it is worthwhile to get better and better at it.
Whereas meaningless and trivial things would have bothered you in the past, if you can simply brush them off and move on quickly to focus your patience and your willpower on things that actually matter to your life and livelihood, then you will be on the right path. Do not let the small irritants of your day-to-day life affect your patience because you will waste precious emotional capital on inconsequential problems. When the waiter takes too long with the bill, when the checkout cashier is rude to you, and when the boss wants to call an extra meeting over something that was previously agreed upon, take a deep breath and let it all slide off your back.
Remember to guide your thoughts to real things that affect you and wait out or not react to the small irritants. The real battles of your patience will be much larger and longer in scale so don’t waste exerting a lack of patience for those irritants of minutes or hours. Save up your patience for the days, months, and years in your personal and professional endeavors that will require you to be in top shape emotionally to handle the challenges that are to come along.
As I have mentioned in other articles, a real mixture of commitment, patience, and willpower will set you apart and cause you to succeed in the long run where others do not. Those three emotional traits are a sign of both intelligence and maturity. Letting them decay or not exercising them consistently will set you back and cause you to fail more. Always do your best to keep those three traits in mind when you set your mind on something new because you will need all three traits of commitment, patience, and willpower to get ahead in life and to make your life the best it can be.
Camera: iPhone 8
Location: Parque Agua Branca, Sao Paulo, Brazil
The Summer reading session is well upon us and there is no better time to dive into another edition of my book recommendations. Whether you are at the beach, at the pool, or lounging on a rooftop deck, you can take some leisure time to read a great fictional or non-fictional offering to indulge your mind or open your imagination. The three books I cover are all non-fiction, which is the category that my favorite books often fall under. I do hope to dive into some fiction books sometime soon, but I’ll save that for other post.
The three books I recommend vary from personal finance to progressive politics to self-help psychology, but they all are educational and thought-provoking in their own way. These books aren’t mindless reads, so you’ll have to pay attention and even re-read certain chapters twice or more to really get the gist of what the author is getting at. However, each of these three books have staying power and they would make an excellent addition to anybody’s personal book collection since the different lessons that these books impart are timeliness in nature. Without further ado, let’s discuss which books I enjoyed in this latest volume of recommendations.
1.) “Everything Is F*cked: A Book About Hope” by Mark Manson
Following up on the tremendous attention and success gained from his previous New York Times best-selling book, The Subtle Art of Not Giving a F*ck, which dealt with unconventional yet powerful self-help advice, Mark Manson is back with an excellent follow-up book in tackling how to apply similar lessons to humanity as a whole. Whether its today’s turbulent geopolitics, the growing climate crisis, or the negative effects of social media, everything can seem to be f*cked nowadays and hopelessness as a condition of these events seems to be gaining steam.
Manson uses the teachings of Nietzsche, Kant, and other prominent philosophers to denote why humanity is facing these systemic problems and how they came to be based on our collective psychology as a species. He argues that having hope in of itself is a paradox and that it’s best to deal with life’s uncertainties and foibles as they come. Wishing for a better, happier, wealthier, and safer future is unproductive if you do not take actions in the present to create that more hopeful reality. Manson breaks down complex topics such as politics, religion, and even the future of artificial intelligence into digestible concepts on how humanity has gotten to be where it is currently.
One of the aspects I like most about Mark’s writings is that he doesn’t sugarcoat anything, and he allows you to draw your own conclusions based on the evidence he presents and the stories he tells. My favorite parts of Everything is F*cked focus on why treating people as means to an end is a selfish endeavor and how our feeling brain has a lot more influence on our thinking brain than we have been told. Also, in accepting what is ‘The Uncomfortable Truth’, as Mark cites in one of the first chapters is part of recognizing our innate humanity and what drives us collectively. This truth, while uncomfortable to all, is the main reason why we strive to do what we do in life, for better or for worse, and how we tend to live our lives denying that truth when it is staring us right in the face.
Instead of looking to politics or religion to give us hope, which tends to have its own set of consequences, it should rather be our own individual actions of being kinder, gentler, and more respectful of others that carry the day. We should not wait around for other people to change for you or be better to you. This book, like Mark’s first, is well worth a second and third reading to grasp all the lessons he lays out for the reader. Posing deep existential questions and acknowledging hard truths rarely covered elsewhere in the self-help genre, Manson stands out as one of my generation’s best authors and a good example of how to live a better life, not just for ourselves but for others as well.
2.) “Utopia for Realists: How We Can Build the Ideal World” by Rutger Bregman
I really liked this book by Mr. Bregman for several reasons. Whereas most books today examine problems and investigate how they came to be, Bregman describes the possible solutions there can be to these problems and how life in the 21st century should be different from the past. Given the rise of automation, how interconnected we have become globally, and increasing efficiencies in the workplace, Bregman dares to ask how we can make life better for vast majority of people in our societies based on these factors.
Rutger Bregman does an extensive amount of research for this book and draws upon years and decades of datasets and public policy to make his three main ideas not only relevant but persuasive to his overall argument. Bregman’s ideas are not new and have been discussed before but in ‘Utopia for Realists’, he really examines each of his proposals individually from a public policy perspective and how the time is ripe to make them become a reality. Today, it seems like we have lost to the drive to implement big changes to both our economy and our society. Bregman asks his readers to think of the plausibility of the 15-hour work week, a Universal Basic Income for all, and an ‘open borders’ policy that would benefits people’s lives in numerous ways as he lays out diligently in each chapter of the book.
While some may not agree with these proposals politically, Bregman backs up his arguments with facts and evidence, as a good social scientist would. One of the things I did not know before reading his book was how close President Richard Nixon and the U.S. Congress came to passing a universal basic income in legislative form back in the early 1970’s. Giving people the chance to have basic economic security, the ability to live across borders without bureaucratic roadblocks, and having more free time for family life or to better themselves through personal hobbies, interests, or side businesses are related to his three main proposals. These societal changes, he says, would lead to greater fulfillment and happiness and benefit our collective mental health.
While his ideas may be unrealistic today, the way in which the job market is shifting and has become more efficient in terms of productivity over the past few decades, how automation and advanced Robotics may affect millions of jobs being lost, and how the demographic crunch in the Western world may lead to more liberal immigration policies to spur economic growth, the main proposals that Bregman focuses on could become a reality sooner rather than later. It’s not a question of if these utopian ideas could ever happen, it’s more about when they will happen and how they can be implemented successfully around the world.
3.) “I Will Teach You to Be Rich” (2nd Edition) by Ramit Sethi
I will be the first to say that I have shied away from reading books on personal finance given that the advice given and the person giving it may not be reliable or trustworthy. However, based on the recommendations of other authors I like and how sensible his recommendations are from watching his videos, Ramit Sethi has delivered and recently updated one of the best personal finance books out there. For someone who is just getting started in thinking about optimal strategies for long-term savings and investments, Mr. Sethi breaks it all down from negotiating lower interest rates on your credit cards to how to find the best investment vehicles to deliver you a secure retirement.
If you are new to personal finance, this book is really meant for you. You don’t have to be an expert in 401ks, Roth IRAs, or index funds to make full use of this book. Ramit is not only an author but also provides an additional website, which offers a free blog, multiple courses to improve your finances, and career opportunities. His common-sense finance solutions garner millions of views per month and very positive media coverage. Ramit’s book does not make his readership feel guilty if they have made financial mistakes in the past. Instead, he offers tips and advice as well as personal stories from people he’s helped to get them out of trouble whether its credit card debt, student loan debt, etc. He wants his readers to figure out what exactly a ‘rich’ life is for them and what steps they can take to make it happen.
You are left reading this book feeling uplifted and ready to use his advice to improve your financial situation. You are also left wondering why Ramit’s book isn’t mandatory reading for high school students, given that we tend to neglect this kind of basic financial education for young people in the United States. Whether you are 18 or 28, it’s never too early to start thinking about your long-term finances. With Ramit’s well-written, digestible, and even humorous personal finance book, you are in good hands. He gives you actionable advice on how to greatly improve your finance in weeks instead of years and discusses in detail how many hours it will take you in setting up your savings, investments, and credit card debt payment options with as little of a hassle as possible. While Ramit can give you all the advice in the world, he leaves it up to you, the reader, to take actions yourself to improve your financial situation. Now that you have the knowledge based off his book, you’ll be ready to create a financially secure future for yourself and perhaps your family too.