learning – The Life and Times of Ben Weinberg

Welcome to Croatia

Dubrovnik From The Air

Camera: iPhone 12

Location: Up In The Air / Dubrovnik, Croatia

San Juan Sunset

Camera: iPhone 12

Location: San Juan, Puerto Rico

My Top Five Travel Tips For 2024

“I believe it is important to have a little bit of preparedness to avoid a lot of inconvenience or pain for your next trip.”

With the COVID pandemic now in everyone’s rear view mirror, the travel bug seems to be gripping more and more people to get out there for a trip in 2024. Now, even if you’re not traveling very far or wide, I believe it is important to have a little bit of preparedness to avoid a lot of inconvenience or pain for your next trip. I travel a good amount each year and have thought of my top five tips to use for your travel in 2024 and beyond.

If you follow this list, I promise your travel will be smoother and even help you book more trips in the future. Travel is one of life’s joys, but it can also be anxious, stressful, and even overwhelming. I’ve been in your shoes before which is why I thought it was necessary to draft a list that can help you avoid most travel issues and save you some time and money.

Choose not to check a bag with the airline to avoid fees / delays / missed connections.

In 2024, everything associated with travel seems to incur a hidden fee or another step, which wasn’t the case five or ten years ago. You can be charged to select a seat on the airplane, to have WIFI access, to even have a basic drink or a snack depending on the fare you buy. It can be disappointing and even hurt your experience of traveling but I’d recommend avoiding these fees if you can but especially if the airline or other travel provider charges fee(s) to check your bag or suitcase. The cost of checking one bag can range from $30-$50 for a one-way flight and if you are on a tight budget, I don’t recommend checking a bag unless you really need additional clothes or shoes or extra medicine or toiletries to take with you.

Don’t give the airlines the satisfaction of getting another $100 out of you and you can save yourself time making a flight connection or getting to your hotel or Airbnb sooner when you don’t have to go to baggage claim to pick up your suitcase. Carry-on luggage is still mainly free in 2024 and if you pack enough for 1-2 weeks, you should be fine with not checking a bag. I would only make an exception to this advice if you’re away for more than two weeks or have a work trip, which requires formal clothes and shoes. If you’re also going to experience more than two climates, especially with heavier clothing needed for your trip(s), it’s probably best to check the bag.

However, laundry and cleaning services should help prevent the need for you to check luggage and it’s good to check with your lodging as that can save you the need to check a bag if you can wash your clothes at your destination to re-wear them without having to deal with dirty clothes repeatedly. Make sure to avoid fees, delays, and missed connections by not checking your bag. You will not regret it.

2. Look into earning miles or points at a hotel chain or an airline alliance if feasible.

What’s better than traveling? Traveling for free! If you have good credit, travel a lot, and enjoy the idea of indulging more in comfort when you’re on the road, I don’t see the harm in earning miles / points / rewards if you take a lot of trips. I won’t get into specifics in terms of my recommendations but there’s plenty of good information out there on rewards programs, credit cards for airlines, hotels, and ways to get into train or airport lounges when you spend a certain amount of money.

My key point here is it’s free to sign up for mileage programs or points programs if you’re willing to give up some basic personal information. It’s a good way to gather miles or points if you stay with a certain hotel chain or travel with the same airline / SkyTeam alliance members year after year. I think it is important to have patience with this tip as it may not reward you for a while but if you keep building up your miles, points, and continue to use your membership ID or number, you will be able to earn certain upgrades, free offerings, and be able to build up your credit when you pay off your bill on time.

Instead of continuing to let these mileage or points programs go by without you being a member, it doesn’t hurt to sign up to see when you get rewards or qualify for anything back especially if these programs are free to sign up to earn the miles or points. The rewards may take some time to earn but if you have travel multiple times a year, you’ll be reaping the benefits of your membership in no time.

3. Invest in useful travel gear (AirTag, portable charger(s), noise-cancelling headphones, sleep mask, earplugs)

If you can save money in baggage or other fees imposed by airlines or other companies, it’s always a worthy investment to make your travel experience more tolerable or enjoyable by upgrading your gear. If you want to get some sleep on the plane, an eye mask may help you catch a few hours of shut eye. If you’re worried about finding an outlet to plug in your phone or computer, portable chargers that fit in your backpack or even your suitcase can help you avoid your battery shutting down by getting one before you head off on the road.

From having used it multiple times, Apple’s AirTag(s) are an excellent way to track your luggage from when you leave your place to get to your destination. No longer do you have to worry about your bag being lost in the terminal or at the connecting airport, you’ll be able to track its location, activate its location if ‘lost’, and even signal to the person who has your luggage or to personnel on who it belongs to so you can contact them or know who to get in touch with.

As eye masks are good for shutting out the light to sleep, I can’t recommend enough getting some good ear plugs not only for plane noise but also if you’re staying in a noisy city or in a noisy hotel. If you’re sensitive to noise when traveling, earplugs are easily transportable, easy to use, and can be carried on you everywhere. If you want to listen to your music or podcasts alone and hear nothing else, noise-cancelling headphones or earphones can make your journey go by faster and make it more enjoyable to listen to what you want rather than the person next to you snoring in their seat.

4. Learn about your destination(s) beforehand – culture, foods, language, history

We all have busy lives, and it can be hard to read about the place(s) you’re going to. However, I highly recommend taking the time to learn at least a little about where you’re going even if it’s just the basics. You will have a much more enjoyable trip, especially if you’re going outside of your country by knowing a little bit about the people, the culture, the language, the history, and the popular foods. You’ll stand out in a good way as an educated traveler who respects the locals by putting in the time and the effort to know more about the people and the place(s) you’re visiting. It may not always be possible to know a lot, but you’d be surprised what some effort on your part can do to boost your travel experience.

In exchange, be a good Ambassador for your own city and your country. If people ask, tell them a little about you in the conversation so they think of you as less of a stranger. If you’re only learning about who they are without telling them a little about yourself in response, it can make it a bit too one-sided in terms of the experience. People are generally kind, curious, and open-minded especially if you’re able to know a little about the language and the culture before you get on the plane. It’s good to know more also about where you come from, what you like, and how to teach a little about your own language in exchange.

Travel is not just about your own benefit but also for others’ benefit as well to learn about who you are as a traveler, where you came from, what you can impart to them, and how you can mutually learn from each other on the road.

5. Be flexible with your plans and open to spontaneous adventures or experiences.

Not everything in travel must be planned down to the last minute. I do recommend that it’s best to be open to changing plans or adapting new ones as you head out on your trip. I think it’s important to generally have an idea of what you want to do on your trip, especially if you can map it out daily. However, I think planning too much by the minute or the hour can lessen the overall travel experience and make it too rigid. I’ve found that the best memories can really come to you on the trip when something unexpected happens or when you saw or did something on a whim.

I do think there’s a healthy balance of researching what you want to do, having tour(s) or experience(s) pre-planned, but also to take some time to walk around, try something new, or go somewhere that appeals to you with no planning. If you happen to meet a fellow traveler or other travelers on the road, it can be great to join them as well spontaneously to do something fun together than on your own.

You should be ready to embrace the unknown when you’re traveling and to be flexible with your plans. I find it’s best to build connections with others and do things together rather than to stick with your pre-arraigned itinerary without straying from it. Travel is about leaping into the unknown to some extent and plans should be flexible. You have to be ready for anything when you travel and to expect the unexpected. We can try to control what happens, but you got to leave room for spontaneity, change, and flexibility when you travel. Sometimes, the best experiences in travel happen to you when you least expect them and had no idea you were going to have it happen to you.

Life, like travel, is something you can try to control but it’s out of our hands a lot of times. You must embrace the unknown, enjoy it while it lasts, and be willing to experience the new things to come your way. I hope you travel far and wide in 2024 and beyond and that these five tips can help you avoid any unnecessary anxiety, stress, or additional costs / delays from what I have imparted on to you all. I’ll see you on the road and good luck with your travel plans!

The Bill Always Comes Due

“It is an inevitability that we all must face and even when we try to push it out of our mind, that responsibility is there to provide lest we face any consequences that comes with not paying the bill.”

When we think about the moment of slight anxiety or stress involved with sitting in a restaurant, you’re satiated from a great meal of great food and drinks, maybe you’re surrounded by friends and family on a special night together, in all that joy and happiness, you still have that thought in the back of your mind, “the bill always comes due.”

There is no way of avoiding it and you’re going to have to pay it, one way or another. It is an inevitability that we all must face and even when we try to push it out of our mind, that responsibility is there to provide lest we face any consequences that comes with not paying the bill.

While you are under the expectations that any food, drinks, or other service at a restaurant always will come at a cost, we as consumers try to not think about that at all to be here and now in the present to enjoy what we have ordered with the company that we keep. It is a key characteristic of human nature that we often avoid thinking about the future even when we do at present is likely to carry its own kind of consequences. I use ‘the bill coming due’ as an anecdote for how what we choose to do, how we act, what we focus on and prioritize, will lead to what kind of bill we end up paying in the future.

Just like you would not want to pay a restaurant bill you cannot afford by understanding your budget and what you can afford to order off the menu of that particular reasonably priced restaurant, we should be aware of the fact that there are other ‘bills’ that can come due in the future that can cost us more than we bargained for if we are not careful about it. What we do in the present can help us manage our bills and how we handle our future by dealing with it in a responsible and mature manner now.

Let’s think about our health and how we manage it as there will be some kind of ‘bill’ handed down to us as we get older. It can be a clean ‘bill’ of health as your physician or doctor will tell you if everything goes well or it can instead be an array of expensive tests, surgeries, or procedures that lead to a hefty medical ‘bill’ that will cost us dearly beyond what we can afford, even if you have some form of insurance. How do we avoid this kind of ugly ‘bill’ of health? Well, I won’t dive into specifics as I am not a medical physician but how you eat, if you exercise, whether you stay active in your daily life, can help us pay off that ‘bill’ in advance or make it that much smaller to manage in the long run. There are common sense ways to manage the ’bill’ of health as it will come due at some point, and you have a measure of control over it in the present to make sure it does not bankrupt you or cost you with your health in the future.

In a similar way, one’s ‘wealth’ and how you manage it in the present can help you pay the various ‘bills’ that come due on a monthly, yearly, or longer basis. When you use part of your paycheck and weekly or monthly earnings to pay down outstanding debt or to save up for an emergency or to help yourself learn an employable skill, you are making sure that you will be able to pay for any bill that can come due because you have accrued your wealth and investments in a way where you will never be broke from these ‘bills’ coming due.

If you make other choices instead where you spend every dollar you make and beyond that, get into debt with various bill collectors including the credit cards and other loans you have taken out, the bills that come due will be beyond your accrued means, and you may be struggling for the rest of your life to get out from the ‘bills’ coming due that you have to pay or face serious financial consequences.

You do not want your health, wealth, or ability to earn a living to suffer because you cannot handle both present and future bills to come. You should make sure to think of the future to save, invest, and earn for a ‘rainy day’ fund that can overcome an unforeseen or unexpected bill coming due. Again, I am not making any specific financial recommendations to you as I am neither a financial planner or investor, but I do want to impart some common sense and wisdom in how to avoid future ‘bills’ by planning to save and invest for the future in some measurable way so the bills coming due will be paid for entirely without any stress or anxiety.

Lastly, it is unfortunate where we live in a society where it can cost exorbitant amounts to educate oneself for the workforce and for financial success, indebting ourselves in the process. I believe education is worth investing in if you are able to afford the bills to come due, but if you are in a cycle where you can’t get out of accrued bills or debt because you went for higher or professional education, please make sure that the investment that you make in the present will help pay off the debt in the future. The worst thing to do is invest in an education that does not end up paying for itself later and help with all the bills coming due to that investment.

Make sure you focus on those employable skills or to be a subject matter expert or practitioner, in an important area that will pay off because you invested in your education in a useful area. I know of a lot of people who cannot get themselves out of a debt or pile of bills, even with their extra years of education, because what they learned what not useful for the job market, and now they are stuck with bills that will never be paid off.

I am not against the idea of paying for more education but please make sure it is aligned with your future career or business goals. If you are not sure of what you want to invest financially in an education, there are many free tools and videos that can help you understand better of what opportunities are out there. I think it’s important to think hard about what bills you want to take on for your education because it is no good to have a debt burden that will prevent you from future job or educational opportunities because you have bills coming due that you must sacrifice your ideal career or business for.

Whether it is health, wealth, or education, you will have to pay the bills that come due, even if they come at an unknown future date. Make sure you invest in each area within reason that you will be able to afford to do so without suffering later for bills or obligations that you took on that you found were beyond your capacity.

Do not sacrifice your future by what you do in the present. Make sure you practice good health habits, invest in your wealth accrual with whatever route that you find is best for your goals, and to reasonably access educational opportunities that can create excellent business or career opportunities that you will not have to sacrifice either your health or your wealth to achieve. Remember that the bill(s) always come due at the end, but that does not mean life should not be enjoyed or taken advantage of, but to do so in responsible manner, where your present is secured in each of these three areas, and as a result, your future is prosperous, healthy, and full of opportunities.

Prizren, Kosovo

Camera: iPhone 12

Location: Prizren, Kosovo

Pristina, Kosovo

Camera: iPhone 12

Location: Pristina, Kosovo

The Unfortunate Rise of Anti-Social Behavior

“Clearly, I am not happy with the recession in societal norms and values and fear it is becoming all too common these days as a lot of people have forgotten to know how to act in public in a civilized and dignified manner.”

How many times have you been on a plane, a train, or a bus recently and noticed someone on a loud phone call, listening to loud music without headphones, or even kicking your seat and not apologizing? I would say it’s happened to most of us at some point, but these kinds of rude behaviors seem to become more common post-pandemic. The receding of the pandemic did not just cause the deaths of millions of people, long-lasting economic damage, but most recently an erosion in social norms and values. Clearly, I am not happy with the recession in societal norms and values and fear it is becoming all too common these days as a lot of people have forgotten to know how to act in public in a civilized and dignified manner.

As the pandemic has receded, selfish and unruly behavior has increased in my view, and it has been well documented in popular forms of media. How many videos or audio clips have you seen of airline passengers fighting with flight attendants or gate agents? There have also been scenes of people stealing and looting from stores in mass causing chain stores and the local mom and pop shop to have armed and unarmed security patrolling the toiletries aisle. For the rest of us who play by the rules, it’s unfortunate that we must deal with the agitation of greater security and more surveillance because others have to act in such a selfish and anti-social manner.

While there is some blame to go around including growing wealth inequality, the cost-of-living crisis that continues to worsen, and a lack of proper education in the school system on basic behavior and etiquette, it does not excuse being negligent of how to behave in public especially for an adult who should know better. I would like to think that we all are taught whether by parents, guardians, or by teachers themselves the difference between right and wrong, how to behave oneself when others are around, and that stealing, cursing, and dismissing others in public as unseemly behavior. The pandemic has worn a lot of us down physically, mentally, and financially but it does not excuse anti-social acts and/or behaviors against your fellow man or women.

Together, in a society, we should remember both the spoken and unspoken rules of how to behave and it seems like a few of us need to re-learn that or we have to strengthen these rules in our institutions and in our laws to fight against this rising tide in unseemly behavior. There are consequences to your actions and while we should continue to notice these anti-social behaviors and call them out, there must be a strengthening in terms of preventing those from breaking these rules and to hold them accountable when they happen.

A good example of an anti-social behavior I’ve noticed is in major U.S. cities including New York City and Washington, DC. Fare beating and or jumping the gate to avoid paying the fares to keep our transit system from functioning well is something I condemn strongly. Unfortunately, since the pandemic, there has been a spike in people not wanting to pay their transit fare and getting caught on camera while not doing so. Multiple times, the station agents and transit police do not apprehend these individuals to cite them for the fines or at least verbally reprimand them for their actions. If you do not enforce the fines or at least the rules, it emboldens this kind of anti-social behaviors and people will keep them doing them.

Recently, increasing the fines and changing the fare gates to be more difficult to physically jump or avoid has become a solution to this fare beating issue, but it is more than just changing the gates or enforcing the fines, there should be more ways to let people know in public service announcements (PSAs) or through schools, community centers, or in the home that this behavior is not tolerable.

I very much encourage free transit programs for those of lower economic status and for young people who are going to school or work as an alternative way to invest in those people who need the financial assistance and may not understand how fare beating is unacceptable. Increasing fines and security presence for stealing, farebeating, loud music in public, is not so much a solution, but rather a band-aid on anti-social behavior that may discourage these actions but won’t go fare in terms of ending it.

In a society, I believe people need both ‘the carrot and the stick’ in the sense that good behaviors should be encouraged and even rewarded such as cleaning up after yourself, lining up in a proper manner, helping the elderly and disabled. We should do as much to encourage healthy social behaviors as much as discouraging and shaming unhealthy anti-social behaviors.

For myself, I have a pet peeve of people playing music in public places in my near vicinity without earphones or headphones or keeping it to a low volume at the minimum. It gives me no great pleasure to call anyone out on this kind of behavior, but it was never acceptable before the pandemic to do so, and it should not become a new norm in this post-pandemic world. If it bothers me or causes me to not focus on my reading or my work, I will be happy to call this selfish kind of behavior out. It’s up to the individual on how they act but it used to be a given that you wouldn’t disturb others’ peace in public and keep your music, gossip, or phone calls to yourself or at a low volume. I’m not exactly for policing of rules or regulations as an ordinary citizen but if it disturbs my peace or my ability to enjoy my train, plane, or bus ride, I do have to call it out or let someone know of the issue.

My overall hope on this rise in anti-social behavior is just as much as we focus on enforcement and punishment to a reasonable degree of these actions that we do a much better job as well on teaching people in society why we have these rules, how they benefit us all in a public setting, and to educate people why we have fares, quiet hours, no music in public places, etc. so the average person will know why they have to act in this way for the betterment and peace of us all.